General Information

We live life the best we can for the ones we love. We care about them so much that we wish to ensure they will get by even if we’re no longer around. Protect your loved ones from the risk of financial loss by availing yourself of insurance coverage provided by Insular Life SECURITY.

Insular Life SECURITY is an investment-linked life insurance product that provides financial protection on a guaranteed
issue offer (GIO). Its initial life insurance benefit can be boosted by the performance of your chosen investment fund.

Annual Premium Sum Insured Fund Allocation
P50,000 P250,000 Equity

Life Insurance Benefits

Annual Premium Sum Insured Fund Allocation
P100,000 P500,000 Equity

Life Insurance Benefits

Annual Premium Sum Insured Fund Allocation
P200,000 P1,000,000 Equity

Life Insurance Benefits

Benefits

 

GUARANTEED ACCEPTANCE

Get your policy application approved with certainty. No medical check-ups required, no long list of requirements to be submitted.

LIQUIDITY

In case of need, you can make partial cash withdrawals from the available fund value, without terminating your policy.

FINANCIAL SECURITY

Your family will receive insurance proceeds equal to 5x your annual premium, plus the fund value earned by your policy*, if something happens to you. This benefit may even increase when you add to your funds in the form of a top-up premium.
* If death happens within the first two years due to natural causes or from risks not covered under the accident provision, Insular Life’s liability shall be limited to the fund value plus return of all charges.

Types of Investment Funds

PESO MONEY MARKET FUND
It aims to preserve the principal invested and at the same time maximize yields on short-term investments.

FIXED INCOME FUND
Your money is invested in fixed income instruments issued by the government and/or Philippine corporations.

BALANCED FUND
The fund invests in bonds issued by the Philippine government as well as prime-rated stocks listed in the Philippine Stock Exchange.

EQUITY FUND
Your money is invested in a stock universe which is broad-based and covers all sectors. Investment selection is based on value and fundamentals.

GROWTH FUND
The fund invests in selective sectors and stocks. Investment selection is based on economic and corporate growth drivers.

 

Ensure your family’s financial needs are covered.

Apply Now