General Information

Bring the good life to your family by always being there in time of need and keep it that way even if you are no longer there. Because life is full of uncertainties, get peace of mind with Insular Life SURE COVER.

Insular Life SURE COVER is an investment-linked insurance product, providing lifetime coverage that allows cash withdrawal upon request. It also provides favorable features for long term investing to grow your money.

Goal Annual Premium Sum Insured Fund Allocation
Travel P24,000 P720,000 Equity

Goal Annual Premium Sum Insured Fund Allocation
Retirement P50,000 P1,250,000 Equity

Benefits

AFFORDABLE TERMS

Start building up your funds to match your desired financial goal with at least an annual premium payment of P24,000. You can choose to pay annually, semi-annually, quarterly or monthly.

COMPETITIVE YIELDS FOR YOUR MONEY

It allows you to maximize your fund’s growth potential as it participates in funds that are invested in a diversified portfolio of stocks, bonds, prime corporate notes and short-term money market instruments.

PEACE OF MIND

You are assured of a death benefit equivalent to the highest of (a) the Amount Insured, (b) 500% of the current regular annual premium plus 125% of each top-up premium less 125% of each partial withdrawal, or (c) account value.

 

Types of Investment Funds

PESO MONEY MARKET FUND
It aims to preserve the principal invested and at the same time maximize yields on short-term investments.

FIXED INCOME FUND
Your money is invested in fixed income instruments issued by the government and/or Philippine corporations.

BALANCED FUND
The fund invests in bonds issued by the Philippine government as well as prime-rated stocks listed in the Philippine Stock Exchange.

EQUITY FUND
Your money is invested in a stock universe which is broad-based and covers all sectors. Investment selection is based on value and fundamentals.

GROWTH FUND
The fund invests in selective sectors and stocks. Investment section is based on economic and corporate growth drivers.

Protect your family’s standard of living with Sure Cover.

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